Pay over time. Credit lines up to $5,000, subject to approval.
See all reviews
See all reviews
Credit
Pay over time. Credit lines up to $5,000, subject to approval.
Debit
Connect your bank and pay all at once up to $10,000.
Already got an account? Sign In
See all reviews
A decision in as little as seconds
Sign up in seconds
Credit
Debit
Pay securely with your mobile phone number
Earn & redeem on every order
Earn on every order
Click here to learn more about how to redeem your points.
Credit
Debit
Securely connect your bank for repayment
Plaid is certified in internationally-recognized security standards, like ISO 27001. Learn more about Plaid.
![Plaid integration screen](https://cdn.prod.website-files.com/623d3fe31a770ca2aaf7b130/6419fa40d51ce7d4d8e05ecf_plaid%20-%20YourBrand%20Pay.png)
Frequently Asked Questions
Apply for a Cheekys Pay credit account now at the top of this page or in the cart during the payment step of checkout. A decision is available in as little as seconds without leaving our website and requires your name, phone, birthdate, social security number, address, email, and annual income. Our payments partner, Tandym, securely handles the review process and will email you with details for managing your account if approved. During the credit application, there will be no hard credit pull.*
Apply for a Cheekys Pay debit account now at the top of this page or in the cart during the payment step of checkout. In addition to name, email, and birthdate, you're required to digitally connect your bank account via our secure partner, Plaid. Plaid is a trusted partner for apps like Venmo and Cash App as well as major banks. This usually takes less than a few minutes to complete and if successful you can use immediately.
See our Application Disclosures for full details on current interest rates and for other questions about billing.
Cheekys Pay credit accounts operate similarly to traditional credit cards – you will incur no fees or interest if you pay your statement balance in full prior to your due date. Payments of less than your statement balance will accrue interest on the remaining balance, and payments paid after your due date will result in a $10 late fee.
See our Application Disclosures for full details on current interest rates and for other questions about billing.
How can I pay my Tandym Credit account balance?
- The fastest and easiest way to submit a payment is through your Tandym Account Dashboard where you can securely connect a bank account to make an ACH payment. Your payment must be made in U.S. dollars from a U.S. depository account in a form acceptable to us.
- Payment may also be submitted by check or money order but must be received by the payment due date. Click here to view step-by-step instructions for Pay-by-Check.
Log in to your account at customers.bytandym.com to manage and view your account details and rewards.
The maximum order amount for debit purchases requires your connected bank account to have the available amount equivalent to the purchase amount, up to a maximum of $10,000.
*During the application process, there is no hard credit pull that is reported to the bureaus. If you are approved and open an account, a tradeline will be established.
Tandym loan products are issued by Celtic Bank.